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Hold harmless provisions are often combined with indemnity language.Following is an example: Contractor shall indemnify, defend (by counsel reasonably acceptable to Association) and hold harmless the Association and its officers, directors, agents and employees from and against claims, damages, losses and expenses, including but not limited to attorneys' fees, arising out of or resulting from the negligence or misconduct of Contractor in connection with performance of the work described in this Agreement. To "indemnify" is to protect against or reimburse for damage, injury or loss.

It does not mean it is approved (unless you have already collected your visa label but in that case you wouldn’t be posing this question of course…).“I have applied for a Hong Kong long term business visa but it was refused.Certification by the federal Department of Veterans Affairs may provide benefits to members of an association, including an improvement in an owner’s ability to refinance a mortgage or obtain secondary financing and an increase in the pool of potential buyers of the separate interest.The association of this common interest development [is/is not (circle one)] certified by the federal Department of Veterans Affairs. The disclosure statement must be in at least 10-point font on a separate piece of paper. Code §5300(b)(10)-(11).) Recommendation: So as to avoid creating potential liability for themselves, associations should add two more sentences to each disclosure.Without intervention, it’s unlikely that the abuse will stop on its own.There are many ways that you can ask for help and you don’t always need to report to the police.

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